Terms of Use

📝 Introduction

These Terms are a binding contract between you and Matteen Advisory & Solutions ("MATT"). Your access and use of the MATT website at https://www.matteen.com (the "Website") constitutes your acceptance of these Terms and Conditions ("Terms") in their entirety.

If you do not agree with any of these Terms, or the documents they refer to, you may not access or view the Website.

You represent and warrant that you are an individual of legal age to form a binding contract. If you are agreeing to these Terms on behalf of an organization, you represent and warrant that you are authorized to bind that organization to these Terms.

🌐 Use of the Website

Your usage of the Website is at your own risk, and MATT will not be liable for any damage you suffer as a result of such use. You represent and warrant that you have the legal right to send, upload, or otherwise communicate any data or information you communicate to MATT at any time.

🔒 Personal Data and Privacy

MATT is committed to protecting and respecting your privacy, and will only use any personal information submitted in conformity with all applicable laws and regulations, and in accordance with the Privacy Policy.

By using the Website, you agree that MATT can use your personal data in accordance with the Privacy Policy.

💳 Fees and Payments

Purchases made on the Website shall be governed by the Consulting Services Terms and Conditions found at Matteen.com/consulting-services-terms-and-conditions and by the Statement of Work ("SOW") as chosen and ordered by you.

When you submit your order, you agree to pay all amounts due in accordance with the payment terms in effect, including any applicable service, transaction, or processing fees, and applicable taxes. All fees are immediately due and payable when you place your order.

All payments of fees are non-refundable unless otherwise indicated or agreed by the parties in writing. You may pay using a valid payment card through the applicable third-party payment provider (Visa, MasterCard, or other accepted issuers).

MATT reserves the right to cancel your order if your payment method is declined or you have previously been banned from the Website. MATT may change its fees and payment procedures at any time upon posting on the Website or by other notice to you.

⚠️ No Warranties

Without prejudice to the foregoing, MATT does not warrant that:

• This Website will be constantly available, or available at all; or
• The information on this Website is complete, true, accurate, or non-misleading.

⚖️ Limitations of Liability

To the maximum extent permitted by applicable law, in no event shall MATT, its officers, directors, employees, agents, affiliates, licensors, or any other affiliated persons be liable to you for:

• Any direct, indirect, special, or consequential loss
• Any punitive, incidental, exemplary, or similar damages
• Any business losses, loss of revenue, income, profits, or anticipated savings
• Loss of contracts, business relationships, reputation, or goodwill
• Loss or corruption of information or data
• Any damage resulting from hacking, tampering, or unauthorized access to the Website
• Errors, mistakes, omissions, or inaccuracies in content
• Personal injury or property damage resulting from your access to or use of the Website
• Bugs, viruses, Trojan horses, or similar items transmitted through the Website by any third party

In no event shall any MATT Party's total liability to you exceed the amount MATT received from you during the 12 months preceding the claim, or USD$100.00, whichever is greater.

Some jurisdictions do not allow the exclusion of implied warranties or limitation of incidental or consequential damages, so the above limitations may not apply to you.

🏛️ Intellectual Property & Confidentiality

This Website may contain intellectual property and proprietary rights — including trade names, trademarks, logos, copyrights, patents, trade secrets, inventions, and know-how — protected under the laws of any country. Unless specified otherwise in writing, all such rights in any element of the Website shall be the exclusive ownership of MATT.

You may use the content of this Website only for the purpose of using the Website as provided. No materials from this site may be copied, reproduced, modified, republished, uploaded, posted, transmitted, or distributed in any form without MATT's prior written permission.

Unauthorized use of materials on this site may violate confidentiality, copyright, trademark, patent, and/or other applicable laws and could result in criminal or civil penalties.

👥 Other Parties

You accept that MATT has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against any MATT Party in respect of any losses you suffer in connection with the Website.

MATT shall not be responsible, directly or indirectly, for any third-party ads, links, information, or content hosted on the Website. The inclusion of any link does not imply endorsement by MATT. Use of any linked website is at your own risk.

You hereby release each MATT Party from claims, demands, and damages of every kind or nature arising out of or in any way related to such interactions or our Website.

🛡️ Indemnification

You agree to defend, indemnify, and hold harmless all MATT Parties from and against any and all claims, actions, demands, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising out of or relating to:

• Your use of and access to our Website
• Your violation of any term of these Terms, including any breach of representations and warranties
• Your violation of any third-party right, including any right of privacy or intellectual property
• Your violation of any applicable law, rule, or regulation

MATT may select counsel for and control the defense of any claim that you are indemnifying. You will reasonably cooperate with us in connection with any claim.

🏛️ Governing Law & Arbitration

MATT agrees to resolve any disputes through binding and final arbitration instead of court proceedings. You and MATT each waive any right to a jury trial. You also agree to waive the right to participate in a class action or litigate on a class-wide basis.

These Terms shall be governed and construed in accordance with the laws of the State of Florida and the laws of the United States of America, excluding conflict of law provisions.

Any arbitration shall be administered by JAMS, pursuant to the JAMS Arbitration Rules and Procedures then in effect, and shall be held in Miami, Florida. The prevailing party in any action to enforce these Terms shall be entitled to recover costs and attorney's fees from the non-prevailing party.

MATT also reserves the right to change these Terms at any time. Your continued use of the Website after any change is effective constitutes your acceptance of the new Terms.

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